ctbiadvantage.ctbi.com
Econocheck Corporation
Privacy Statement and Online Security Terms of Use
At Econocheck Corporation, we recognize and respect the privacy and security
expectations of our customers. As our customer, you have entrusted us to protect
your privacy and to safeguard your personal information. We take this
responsibility seriously and have taken steps to ensure your continued
confidence in our organization.
This Privacy Statement describes how we collect and use your personal
information and how we maintain the confidentiality and accuracy of such
information. This disclosure also explains how you can verify the accuracy of
information regarding your relationship with us. In this Privacy Statement, the
terms "we," "us" and "our" refer to Econocheck Corporation; the terms "you"
and "your" refer to each person who is a customer who has received a
service through us. This disclosure applies to our former customers as well as
to our existing customers.
Nonpublic Personal Information. This Privacy Statement relates
primarily to our use of nonpublic personal information. Nonpublic personal
information means information that relates specifically to you and that is not
available from a public source (such as government records, phone books, or
widely distributed media). Nonpublic personal information includes any list,
description, or other grouping of customers that is created using nonpublic
information.
How We Obtain Personal Customer Information and What We Collect. We collect nonpublic personal information about you from the
following sources:
- Information we receive from you while registering on the website, such as
your name, address, SSN, etc.
- Information about your transactions with us or others, such as your name,
address, telephone number, etc.
How We Use Your Personal Information.
We disclose your personal information only for our legitimate business purposes
and in compliance with all applicable laws and regulations. The following
summarizes the principal ways in which we disclose your personal information:
-
Disclosure to Nonaffiliated Third Parties. We may disclose information about
you, including nonpublic personal information, to nonaffiliated third parties as
described below. ("Nonaffiliated third parties" are companies that do not
control Econocheck and that are not controlled by or under common control with
us.) We are permitted by law to disclose this information:
- Disclosure to Service Providers. We may disclose all of the information we collect, as described above, to
companies that provide services for us, such as printing companies, companies
providing the credit and public monitoring services provided by this service,
insurance companies providing coverage with this service. We require that these
service providers maintain the confidentiality of your information and that they
use the information only for the purposes for which we have provided it.
- Disclosure for Marketing Purposes. We may disclose all of the information we collect, as described above, to
companies that perform marketing services on our behalf. Whenever we disclose
your information to another company, we require that these companies maintain
the confidentiality of your information and that they use the information only
for the purposes for which we have provided it.
- Disclosure for Legal Requirements.
We may use all of the information we collect, as described above, to satisfy
legal requirements. We also will share your nonpublic personal information with
government agencies and legitimate investigators as required or allowed by law,
including in order to comply with applicable government reporting or legal
process (such as court orders, subpoenas, or government requests) which we
reasonably believe to be valid or required.
- Disclosure With Your Consent.
We may disclose the information that we collect, as described above, with
any person when you have provided your written consent for us to do so,
including when you give someone a power of attorney or other authorization to
act on your behalf.
Your Request for Information in Connection with Recorded
Personal Information. If you wish to receive this personal information, you will need to make a written request
to us. We will provide you a copy or access to any personal information we have
on file and any records we may have indicating the parties to whom we have
disclosed such information in the past two years.
You may also make a request to amend, correct or delete the personal information
we have in your file. If we disagree with your request to amend, correct or
delete your personal information in our files we will inform you of our decision
and we shall file your statement of disputed personal information in our files
where it will be viewed by those who review your file in the future or those to
whom we disclose your personal information in the future. If we make the
requested amendments, corrections or deletions, we will, at your request, inform
any person who may have received the personal information in the last two years
of the amendments, corrections or deletions.
Protecting the Security of Your Information. Your privacy is considered in all aspects of our business. We have established policies and
guidelines to ensure that the highest level of protection is maintained. We
constantly update these policies to meet changing federal regulations and the
latest in Internet security standards, and we update and test our computers,
hardware, software and other technology to assure the integrity and security of
our systems. We also limit access of our employees to personally identifiable
information about you to those employees who have a specific business reason to
know such information.
Accuracy of Customer Information.
We believe that it is important to
maintain the accuracy of all of your information with us. We have systems
designed to ensure this accuracy and to correct any information that we learn to
be inaccurate. If you believe that we have any inaccurate information concerning
you, please contact us at 1-800-576-3910 and we will take appropriate action to
verify the information and to correct it as appropriate.